• Sat. Jun 22nd, 2024

Best Ripple Wallets: Top XRP Wallets Of 2021

Phillip Seefeldt

ByPhillip Seefeldt

May 12, 2021

In recent times, the trading world has gotten very popular, but amongst all assets, it is the digital currencies that have gotten the most support. One of the main reasons that people have been so interested in digital currencies is because of their ties to technology. This link to technology is what makes digital currencies so appealing because, in terms of the future, the currency is very progressive. People also understand that their investments will be successful because these currencies are becoming more valuable as each day passes. As many of us know, Bitcoin is one of the most valuable and expensive currencies to exist currently, but other currencies have gotten popular too. Let鈥檚 take the example of Ripple, which is another currency that is very high ranking. This is a crypto that has been designed in a way to provide benefits that Bitcoin cannot.

In order for you to understand better, we will go through what exactly is the Ripple coin and why many people are starting to hold onto this crypto. First of all, Ripple is not just a cryptocurrency, but it is a type of technology that also acts as a digital network that can be used for making transactions. The symbol which is affiliated with the Ripple Cryptocurrency is XRP. Although Ripple and other cryptocurrencies are both popular and successful in terms of investments, a fact that many people seem to forget is that cryptocurrencies are still not recognized by any country, nor are they registered under the law of a country. This calls for more caution when you choose a wallet for cryptocurrencies because if anything is to go wrong, you will suffer a lot.

Currencies that are recognized by law, such as fiat currencies, are less likely to be the root cause of a fraud or scam. But for cryptocurrencies, that are digital and still not recognized legally have been used to scam many traders. Scams and frauds have become so common in the crypto world. For instance, signing up for a crypto wallet is one of the essential steps to beginning storing your cryptocurrency. But a lot of times, after customers sign up for a wallet and deposit their money, the company turns out to be a scam. This can be avoided if proper and thorough research is done on the types of wallets that exist in the market. You should also know that there are many Ripple wallets that exist, and it is important for a user to be aware of the many options so that you can choose the best one for storing or managing XRP coins.

In this review, we have decided to discuss the top Ripple wallets that exist in the market. This is, so users are aware of the options that they have. As the safety of our readers is very important to us, we have carefully selected the most secure and popular wallets that one can use for their Ripple coin. So read along if you are interested in securing your investments and avoiding any scams or frauds.

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Guarda Wallet

This is a great wallet as it is a non-custodial firm. And it is also a multi-platform wallet for cryptocurrency. The best thing about it is that users can easily hold, manage or shift their assets. The process for this on Guarda wallet is extremely simple and quick. As of right now, Guarda supports more than 40 blockchains which are extremely popular. And it also supports 10.000 tokens of these blockchains, some of which are BTC, EOS, XRP, DASH, LTC, BSV, ZEC, and there are many more. Another great feature of Guarda is that users can buy any currency that they want with their bank cards. And if users want to exchange their currencies, that can also be done through the exchange service that has been built internally in the Guarda platform. This is a great service as the transactions have proven to be extremely quick and efficient.

Once again, Guarda is a platform that prioritizes its user鈥檚 ease, and therefore it has chosen to make its wallet available in different versions. There are four options you can choose from, starting from the Web, which is the simplest. If users do not want to access the wallet through the web, then they can download it on their desktop, and it is supported on Windows, macOS, and Linux too. Or you can even download the application for the wallet on your mobile phone, whether it is Android or iOS. And the last option is the Chrome Extension one. So the good thing is that as long as you have a device that can connect to the internet, the Guarda platform will work, and you can store your cryptocurrency without an issue.

Another great thing is that Guarda grants its users access to single-currency mobile wallets, which are also open-source. Since Guarda provides its user鈥檚 wallets which are custody-free, no private information or private keys of a user is stored or used by the company. This is the feature that protects users and their investments.

Atomic Wallet

This is also a multi-currency wallet that is custody free. The atomic wallet supports more than 300 tokens and coins. This platform is a great option because it has a lot of good features and allows its users to manage, store or trade XRP in a very smooth way. The platform has a very user-friendly interface which is secured by the mnemonic seed. This allows you to manage your funds completely. So let’s discuss some of the best features that Atomic Wallet has.

路聽聽聽聽聽 Multi-Platform

This is a wallet that is accessible through many different operating systems that include Windows, Linux, macOS, iOS, or even Android.

路聽聽聽聽聽 Security

The great thing about Atomic Wallet is that only the user has complete control over their own funds. This ensures that there can be no unauthorized access to a user鈥檚 funds, nor can there be any other harm. Another security measure taken by the company is that the private keys of a user are only stored on the user’s device, whether it is a laptop or a computer. And the company also encourages its users to choose a strong password as well as a mnemonic seed phrase that is 12-words long.

路聽聽聽聽聽 Multi-currency

Although XRP is supported by the platform, it also supports more than 300 coins or tokens. The platform is also great because it allows the users to exchange, store and manage all through one interface. This means that you would not have to visit external websites constantly.

路聽聽聽聽聽 No fees

Atomic is a platform that practices a zero fees policy because all you need is a reserve of 20 XRP for the network.

路聽聽聽聽聽 Quick Exchange

At Atomic, Wallet users get the chance to exchange their XRP for any of the 60+ cryptocurrencies that the platform supports. This is a service that is supported by Shapeshift, Changenow, and Changelly. Additionally, Simplex provides the service of in-app purchases. This means that users can buy XRP, Ethereum, Bitcoin, or any other coin with a credit card. This purchase is very quick and simple. It does not take more than a few mins and only charges 2% payment for Atomic.

路聽聽聽聽聽 Support Is Provided 24/7

This platform cares about its users greatly, which is why it has a support team that works full time. The team is there to help users with any problem and offers a really quick response.

Ledger Nano X

This is a company that has come a long way from Ledger Nano S after making a lot of advancements. One example of an advancement that has been made is the display. The display for Nano S had been 128×64, but now it has been doubled. So the quality of the wallet now has increased, which is worth more too. This is now a hardware cryptocurrency wallet that has been updated from Nano S. the leading feature which makes Nano X much better than Nano S is the Bluetooth connectivity. The platform also has bigger buttons now so that users can find it easier to use the site. But let鈥檚 take a look at the features of Nano X in a little bit more detail.

路聽聽聽聽聽 Storage Space Is Increased

The good thing about Nano X is that it can store around 100 applications altogether. And a lot of assets can also be stored at the same time and place, which helps to make the platform very easy to use. The main assets which can be stored are cryptocurrencies, and the options include Bitcoin, XRP, Ethereum, and others too. If you are interested, then you can check out the pages of the assets which Nano X supports and check whether they are available or not.

If you want to add another asset to your device, then you can click on the option for Manager, which can be seen in the app for Ledger Live. All you have to do is look for the install button. This is a blue button, and it will be available for each coin, so you just have to choose the one you are interested in and just click it.

路聽聽聽聽聽 Bluetooth Connectivity

As mentioned before, this is a feature that has made Nano X a really good platform. It uses Bluetooth in order to connect two users. Security is not compromised even if such a connection is made because the only information which is shared is the public one. If you are worried about the security of your private keys, then just know that they will always remain safe because they are held in cold storage.

Nano X has chosen to use Bluetooth Low Energy. This helps both users to get a code that they can use to pair together. But if you are still worried about the security, then you can use the USB C cable as it is a safer alternative.

路聽聽聽聽聽 Battery Usage

Nano X offers its users a battery that is of 100mAh. This is a really good type because the lifespan of this battery is incredibly high. Whenever it is activated, it lasts for a couple of hours. But when the device is not being used, then it can last up to a couple of months. Although many of the aspects are positive, if the battery is ever damaged, then it cannot be replaced. This is a disadvantage as a damaged battery would mean having to purchase another device. To charge the battery, you have to use the USB C cable, and there is no sign which would tell whether the device needs charging or not.

路聽聽聽聽聽 Ledger Live App

This app is the best combination for ledger hardware gadgets. It is a really good app, and it offers its users the safest way to manage cryptocurrency assets. If you are a beginner and are worried about the complexity of the app, then rest assured because this app comes with the guidelines. Users can follow it in order to learn how to use the Ledger Nano X with step-by-step instructions.

There are also other features, such as the one which allows users to import their account from one device to another. You can transfer your account from the desktop to your phone in a very simple way thanks to this feature. With this app, you can even download or delete applications that are on the Ledger Nano X. You can also add a currency or delete one that existed before.

You can even have unlimited accounts for the assets that are supported by Nano X. This app also allows its users to view the history for all the transactions and other information too. Lastly, you can secure everything with either a password or a biometric option.

Toast Wallet

If you are in search of a wallet that is the most convenient, then Toast Wallet is the best option. This wallet has simplified the method to store Ripple, and that means that any user can use this wallet whether they are experienced or not. And if you are a user that worries a lot about security, then let me tell you how serious Toast Wallet is about securing its user鈥檚 transactions and funds. So let鈥檚 take a look at the best features of Toast Wallet.

路聽聽聽聽聽 Multi-Platform

This wallet can be accessed for many platforms, as it supports many platforms present in the market. It is also accessible by iOS, Windows, and Android. There are applications for each device, so do not worry about the wallet not being accessible.

路聽聽聽聽聽 Very Easy To Use

This wallet is one of a kind as it offers the easiest way to manage, store and transfer XRP. The platform itself can be used easily as no complex steps are included; therefore, users can store their XRP in a simple manner.

路聽聽聽聽聽 No Fees

Another great thing is that Toast Wallet does not charge its users any fee for transactions. Instead, you just need to have 200 XRP in your wallet so that transactions can go through.


This is a website that is labelled as a cryptocurrency payment one, and it allows its users to store their digital assets on an online wallet. The way Coinpayments works is very similar to the physical banks we visit. It allows its users to store their digital currencies in the form of altcoins, and Coinpayments supports more than 1300 altcoins. However, the transaction fee is 0.5%. This is a company that is located in Canada and is known to be one of the most authentic platforms for cryptocurrency payments. This platform does not restrict its users the way other platforms do. You are allowed to use the money for multiple purposes even if it is not linked to using the money for exchanges or investments within their network.

路聽聽聽聽聽 Fee For Coinpayments

In the beginning, this site is free for all users. For anyone that is interested in Coinpayments just need a valid email to register. And the site only charges its users when they make a transaction. There are two types of transactions in which the fee is charged, the first is the commercial deposit, and the second is the incoming payments. As mentioned earlier, the platform only charges its users a fee of 0.5%.

路聽聽聽聽聽 Withdrawing Coins

When you make a personal deposit in the wallet, no fee is charged, but some of the wallet services do charge a fee. Even withdrawing money from the wallet is free, but if it is not being withdrawn for commercial use, then a fee is charged.

路聽聽聽聽聽 Biggest network

This is a payment network that is known to be the quickest and most successful. You will find vendors that cross the number of 300,000, and these are located in 182 countries. This is also a company that has made it very easy for users to use their digital currencies as paper ones. And it also lets its users withdraw their Ripple into their banks.

路聽聽聽聽聽 Security

Coinpayments uses a tool that is similar to BitGo in order to secure the money of the company鈥檚 users. You can rest assured that your funds will be protected completely and that no transaction can be made from your account without your permission.


So if you are looking for a platform that will allow you to manage, store and transfer your XRP in the best ways possible, then consider the five types of wallets I have presented. These are some of the safest options present in the market and allow their users to manage their XRP without any complications.

Phillip Seefeldt

Phillip Seefeldt

Phillip Seefeldt is a skilled and perceptive news writer known for his comprehensive analysis and engaging writing style. With a commitment to accuracy and a deep understanding of current affairs, his articles provide readers with insightful perspectives and thought-provoking insights.

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